Carriers

The companies behind your coverage.

We're independent, so we place your policy with whichever carrier treats your health, age, and budget best. Here's an honest look at each one.

Trusted Carriers We Represent

Mutual of OmahaRoyal Neighbors of AmericaAetnaCorebridge FinancialAmericoLiberty Bankers LifeGerber LifeTransamericaNorth American Senior BenefitsMutual of OmahaRoyal Neighbors of AmericaAetnaCorebridge FinancialAmericoLiberty Bankers LifeGerber LifeTransamericaNorth American Senior Benefits
A (Excellent)

Transamerica

Founded 1904 · Cedar Rapids, Iowa

Transamerica is one of the largest and most recognizable life insurers in the United States, with a deep product shelf spanning term, indexed universal life, and final expense.

Term LifeIndexed Universal LifeFinal Expense
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A+ (Superior)

Mutual of Omaha (United of Omaha)

Founded 1909 · Omaha, Nebraska

A mutual company owned by its policyholders rather than shareholders, Mutual of Omaha is widely regarded as one of the most consistent underwriters in the final expense and term markets.

Term LifeWhole LifeFinal Expense
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A- (Excellent)

Royal Neighbors of America

Founded 1895 · Rock Island, Illinois

A fraternal benefit society founded by women, Royal Neighbors combines life insurance with member benefits and community giving programs.

Whole LifeTerm LifeFinal Expense
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A (Excellent)

Aetna / American Continental

Founded 1853 · Hartford, Connecticut

Aetna, through its American Continental Insurance Company subsidiary, is a major presence in the senior market with competitive final expense whole life.

Final ExpenseWhole LifeMedicare Supplement
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A (Excellent)

Corebridge Financial (AIG)

Founded 1919 · Houston, Texas

Formerly AIG Life & Retirement, Corebridge is a major issuer of term life, index universal life, and annuities, with one of the strongest guaranteed issue whole life offerings in the market.

Term LifeIndexed Universal LifeAnnuities
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A (Excellent)

Americo

Founded 1946 · Kansas City, Missouri

Americo is a privately held insurer known for flexible term products with living benefit riders and straightforward final expense coverage.

Term LifeFinal ExpenseAnnuities
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A- (Excellent)

Liberty Bankers Life

Founded 1958 · Dallas, Texas

A Texas-based insurer with a strong footprint in final expense whole life and multi-year guaranteed annuities.

Final ExpenseWhole LifeAnnuities
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A (Excellent)

Gerber Life

Founded 1967 · White Plains, New York

Best known for the Grow-Up Plan for children, Gerber Life also offers guaranteed acceptance whole life for adults aged 50 to 80.

Children's Whole LifeTerm LifeGuaranteed Acceptance Whole Life
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A (Excellent)

American-Amicable

Founded 1910 · Waco, Texas

A Texas insurer with over a century of history, American-Amicable specializes in final expense and mortgage protection products sold through independent agents.

Final ExpenseTerm LifeMortgage Protection
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A (Excellent)

Foresters Financial

Founded 1874 · Toronto, Canada

A fraternal benefit society serving North American families, Foresters bundles member benefits such as scholarships and legal services with its life insurance.

Term LifeWhole LifeFinal Expense
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A (Excellent)

Occidental Life

Founded 1906 · Waco, Texas

A sister company to American-Amicable, Occidental Life focuses on simplified issue life products distributed through independent agencies.

Final ExpenseTerm LifeMortgage Protection
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B++ (Good)

Sentinel Security Life

Founded 1948 · Salt Lake City, Utah

Sentinel Security Life focuses on the senior market with final expense whole life and annuity products designed for conservative savers.

Final ExpenseWhole LifeAnnuities
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One application. Every carrier.

Send us your details once and we'll run them against all twelve companies to find the best fit.