Carrier Review
Occidental Life
Simplified issue term and final expense
A.M. Best
A (Excellent)
Founded
1906
Headquarters
Waco, Texas
A sister company to American-Amicable, Occidental Life focuses on simplified issue life products distributed through independent agencies.
Products offered
Final ExpenseTerm LifeMortgage Protection
Pros and cons
What we like
- Quick electronic application and point-of-sale decisions
- Living benefit riders on core products
- Flexible health tiers
What to watch
- Limited permanent product variety
Underwriting
Simplified issue, point-of-sale decision on most applications.
Our verdict
Useful for clients who want coverage in force quickly without a lengthy underwriting process.
Occidental Life FAQs
Someone is always watching over your family.
That's the whole idea. Let's make sure the plan behind it is real, funded, and matched to the people you love.