Terms of Service
Effective date: September 9, 2026
These Terms of Service ("Terms") govern your use of www.laguerreagency.com (the "Site"), operated by Laguerre Agency. By using the Site, you agree to these Terms.
Use of the Site
You may use the Site only for lawful purposes. You agree not to misuse the Site, interfere with its operation, or attempt unauthorized access.
Insurance disclosure
Insurance products are offered through licensed insurance agents/producers. This Site is a solicitation for insurance; a licensed agent may contact you. Product availability, features, riders, guarantees, and rates vary by state and carrier and are subject to underwriting approval and the issuing carrier's terms and claims-paying ability. Not all applicants will qualify, and nothing on this Site is a guarantee of coverage. Licensing and product availability vary by state.
Intellectual property
All content on the Site (text, images, logos, designs) is owned by Laguerre Agency or its licensors and may not be copied or used without permission.
User submissions
If you submit reviews, testimonials, photos, or other content, you grant us a non-exclusive, royalty-free license to use it in connection with our business, and you confirm you have the right to share it.
Disclaimers
The Site is provided "as is" and "as available" without warranties of any kind, to the fullest extent permitted by law.
Limitation of liability
To the fullest extent permitted by law, Laguerre Agency will not be liable for any indirect, incidental, or consequential damages arising from your use of the Site.
Indemnification
You agree to indemnify and hold Laguerre Agency harmless from claims arising out of your misuse of the Site or violation of these Terms.
Governing law
These Terms are governed by the laws of the state in which the business is principally located, without regard to conflict-of-law rules.
Changes
We may update these Terms and will post the new effective date here.