Carrier Review
Liberty Bankers Life
Final expense and MYGA annuity rates
A.M. Best
A- (Excellent)
Founded
1958
Headquarters
Dallas, Texas
A Texas-based insurer with a strong footprint in final expense whole life and multi-year guaranteed annuities.
Products offered
Final ExpenseWhole LifeAnnuities
Pros and cons
What we like
- Consistently competitive multi-year guaranteed annuity rates
- Accepts a range of health conditions on final expense
- Regional carrier with responsive service
What to watch
- Smaller brand recognition than national carriers
Underwriting
Simplified; several benefit tiers by health profile.
Our verdict
Strong value on both ends: final expense for health-impaired applicants and MYGAs for conservative savers.
Liberty Bankers Life FAQs
Someone is always watching over your family.
That's the whole idea. Let's make sure the plan behind it is real, funded, and matched to the people you love.